Protect your wealth and secure your legacy with guaranteed USD benefits and lifelong coverage.
- Overview
- Policy Benefits
- Premium Calculator
- Important Notes
Policy Benefits
Guaranteed Life Insurance
Protect your loved ones with coverage, highest of:
- 250% of Face Amount (minus any cash payouts, policy loan);
- 200% of Face Amount (minus any policy loan); or
- Total premiums paid (minus any cash payouts, policy loan).
Guaranteed Cash Payouts
Receive 8.8% of your plan's Face Amount every other year starting at the end of Policy Year Single Pay, or 7% of your plan's Face Amount every other year starting at the end of Policy Year 8 for 5-Pay — lifetime payouts with no reinvestment risk.
Maturity Benefit
At age 100, receive 200% of your plan’s Face Amount — turning lifelong protection into lasting legacy.
Non-Guaranteed Dividends
Enjoy accumulated non-guaranteed dividends that you can withdraw or leave to grow with your plan.
Easy Application*
Apply easily with no medical exam — just simple declarations for peace of mind.
*Subject to terms and conditions
Made To Fit Your Journey
AIA FutureSafe USD grows with your milestones — protecting what you build and passing it on securely.
See Sample Computation of Premium
Values shown are for illustration only and may change depending on your plan and actual policy details.
| Product Features and SAMPLE Benefit Amounts for 5-Pay (Sample amount only. Actual Face Amount will depend on the customer, subject to minimum and maximum limits.) |
|
|---|---|
| Plan's SAMPLE Face Amount | $50,000 |
| Sample Death Benefit: Up to | $125,000 |
| Sample Maturity Benefit at age 100: | $100,000 |
| Cash Payouts (Every other year starting at the end of the 8th policy year) | $3,500 |
Additional Disclaimers:
- Numbers reflected are for illustration purposes only and must not be used as the sole basis of the premium payment for the policy.
- Sample scenarios shown do not include additional option riders. Attachment of riders will have an impact to the total possible premium amount for the policy.
- In the event of any discrepancy, the Sales Illustration generated by the AIA Life Planner will be honored.
- The amounts here can be changed by the company as needed without the need to inform previous viewers of this product page and users of this sample calculator.
- For additional questions about this product, please reach out to an AIA Life Planner
Your Legacy Timeline
See how AIA FutureSafe USD builds and protects your wealth across every milestone.
Important Notes
Learn about your policy terms and other reminders before you begin.
Simple Terms, Clear Meaning
Let's get the conversation started
Interested in this product? Connect with one of our AIA Life Planners