This will help support you financially through the lump sum amount that you will receive in case you get totally and permanently disabled.

This provides you with a lump sum amount in case of an accident. You can get an additional 100% of that amount in case the accident occurred while riding public transportation or was caused by acts of nature such as storms, earthquakes, and related unforeseen disasters.

With this, you can receive a lump sum cash benefit in case you get diagnosed with any of the top 10 most common Critical Illnesses before age 75.

Rest and recover better knowing this benefit will give you daily compensation for up to 365 days of confinement, if ever you're hospitalized due to a covered illness or injury.

Receive extra financial support to pay for medical expenses in case of hospitalization. This rider will cover up to 90% of your in-patient hospitalization costs. You also get access to our widest range of accredited hospitals and doctors.

You need not worry about making future payments for your policy if you suffer from disability or a covered critical illness.

This rider provides additional life coverage for you and ensure your protection. This is perfect for you if you are buying this product to insure a loved one.

This rider waives all future premium payments (except Medical Benefit premium) in case of your untimely death or total and permanent disability. This is perfect for you if you are buying this product to insure a loved one. This is automatically included when the Insured is a minor.

This is the one-time payout we’ll provide your beneficiaries when you pass away.

This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period.

These are supplementary benefits you can add to your plan that can increase your coverage or address specific needs or concerns.

This is the person whose life is covered under a life insurance policy.

This is the person who owns and pays for the insurance policy.

Get a lump sum cash benefit upon diagnosis of covered critical illnesses:

• Cancer
• Coma
• End Stage Lung Disease
• Heart Attack
• HIV due to Blood Transfusion and Occupationally Acquired HIV
• Kidney Failure
• Liver Cirrhosis
• Stroke
• Terminal Illness
• Vital Organ Transplant

Get additional potential funds through dividends that you can receive when available to your policy. You may choose to:

Get Paid in Cash
Nothing is as reassuring as getting your payment in cash, which you or your loved ones can immediately use for whatever needs.

Accumulate interest
You may earn interest by choosing to leave your declared dividends with us. With this option, your amount may grow based on prevailing rates, depending on market conditions.

Remember:

• Dividends may not be used for purchasing additional non-participating insurance products (like Paid-up additions).
• Dividends may not be used to pay succeeding mode or premium due dates (such as Decrease Premium Payments).
• Dividends are not-guaranteed.

The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philippines within 15 days from the date you or your authorized representative received it and we will refund total premiums you have paid.