| Payment Term | Owner Issue Age | Insured Issue Age |
|---|---|---|
| 5 years to pay | 18 years old and up | 0-65 years old |
| 10 years to pay | 18 years old and up | 0-60 years old |
| 20 years to pay | 18 years old and up | 0-50 years old |
- Overview
- Policy benefits
- Important details
Policy benefits
Insurance lingo
The end of the policy’s coverage or duration. For this product, it is when the Insured turns 100 years old.
| 5-PAY | 10-PAY | 20-PAY |
|---|---|---|
|
||
| Starting at the end of the 5th Policy Year | Starting at the end of the 6th Policy Year | |
Protection + Retirement Planning
Customers can get this now to plan for their retirement and ensure that they have a continued income stream or additional source of income to sustain their lifestyle and enjoy their golden years.
Gift And Protection And Savings
Customers can also purchase this product as a gift to their loved ones or even their children because of the issue age starting at age zero. They can express their love through guaranteed protection and savings for the people they hold closest to their hearts.
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Important details
Payor's Benefit On Death And Disability (PBDD)
Waives the premium payments in case of untimely death or total and permanent disability of the Payor/Policy Owner
- Not available for plan with 5-year payment period
- Available if the insured is a minor (Ages 0-17)
- Terminates at age 25 of the Insured
Total And Permanent Disability (TPD)
Provides a cash benefit in case of Total and Permanent Disability due to bodily injury or disease prior to age sixty-five (65) of the insured.
Personal Accident (PA)
An additional benefit that provides coverage on accident-related conditions prior to age seventy-five (75) of the insured. Customer will receive an additional 100% of the PA benefit if the accident is due to Public Transportation or Acts of Nature.
Payor’s Term Benefit (PTB)
This rider is perfect for those who are buying this product to insure a loved one. It provides a lump sum amount in case of untimely death of the Payor/Policy Owner.
Medical Benefit (MB)
Receive extra financial support to pay for medical expenses in case of hospitalization. This rider will cover up to 90%* of your in-patient hospitalization costs. You also get access to our widest range of accredited hospitals and doctors.
10 Critical Illness (10CI)
With this, you can shield your family from the burdens of medical expenses through the lump sum amount you’ll receive in case you get diagnosed with any of the covered Critical Illnesses before age 75.
Enhanced Waiver of Premium (EWP)
This rider waives all future premium payments (except the Medical Benefit rider premium, if attached) if in case you suffer from total and permanent disability or a covered critical illness.
*Subject to Policy terms and conditions
- AIA A+ Signature is a peso-denominated participating ordinary life insurance plan that provides guaranteed death benefit, guaranteed maturity benefit, and guaranteed cash payouts up to age 100 of the Insured. It is available in 3 payment term options: 5 years to pay, 10 years to pay, and 20 years to pay.
- The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy. In case of conflict, the term of the Policy will prevail.
- Dividends are not guaranteed and will be paid if available.
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to AIA Philippines within fifteen (15) days from the date when you or your authorized representative received it and we will refund to you the Total Premiums paid.
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