| Product Features and SAMPLE Benefit Amounts (Sample amount only. Actual Face Amount will depend on the customer subject to minimum and maximum limits.) |
|
|---|---|
| Plan's SAMPLE Face Amount | PHP 500,000 |
| 200% Death Benefit in case of Death of the Insured | PHP 1,000,000 |
| 200% Maturity Benefit at age 65 of the Insured | PHP 1,000,000 |
| Annual Cash Payout Equivalent to 5% of Face Amount (Starting on the 5th or 6th year of the policy as long as Insured is still alive up to age 65) | PHP 25,000 |
- Overview
- Policy benefits
- Important details
Policy benefits
AIA Ascend Sample Premium Calculator
| Sample Premium Payment Computation | |
|---|---|
| Annual | PHP |
| Semi Annual | PHP |
| Quarterly | PHP |
| Monthly | PHP |
Additional Disclaimers:
- Numbers reflected are for illustration purposes only and must not be used as the sole basis of the premium payment for the policy.
- Sample scenarios shown do not include additional option riders. Attachment of riders will have an impact to the total possible premium amount for the policy.
- In the event of any discrepancy, the Sales Illustration generated by the AIA Life Planner will be honored.
- The amounts here can be changed by the company as needed without the need to inform previous viewers of this product page and users of this sample calculator.
- For additional questions about this product, please reach out to an AIA Life Planner.
Optional riders
Make the most out of your plan with additional security and protection from these optional rider attachments.
An additional coverage on personal accidents with an extra 100% of the PA benefit if the accident is due to Public Transportation or Acts of Nature, whichever comes first, and prior to her reaching age 65.
Provides coverage on Total and Permanent Disability due to bodily injury or disease before they reach the age of 65.
Waives all future Basic and Rider premiums in case of total and permanent disability or when diagnosed with a covered critical illness.
Insurance lingo
The amount that will be the basis of your benefits – insurance coverage, maturity benefit, and cash payouts.
This is the end of your policy’s term or duration. For this plan, it is when the Insured turns 65 years old.
| Pay Variant | Start of Cash Payout | Schedule of Payouts |
|---|---|---|
| 5-Pay | End of 5th Policy Year | Every year until age 65 of the Insured |
| 10-Pay | End of 6th Policy Year | Every year until age 65 of the Insured |
Lifestyle Funding and Future Planning
This plan is perfect for people who want to fund their current lifestyle while also planning for their future. With guaranteed annual cash payouts, you can enjoy the experiences and adventures you desire without dipping into your savings. The 200% maturity benefit at age 65 ensures that you have substantial financial support for your retirement, allowing you to maintain your lifestyle and achieve your long-term goals with confidence.
Family Protection and Savings
This plan is ideal for millennial parents who wish to provide financial security for their family while planning for their children’s future. The guaranteed annual cash payouts can be used to support your children’s education and other significant expenses. Additionally, the 200% maturity benefit provides a strong financial foundation for your retirement, ensuring you can support your family now and enjoy peace of mind in your later years.
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Important details
| Payment Variant | Owner Issue Age | Insured Issue Age |
|---|---|---|
| 5-Pay & 10-Pay | 18 years old and up | 0 to 45 years old |
The contents of this page are for illustration purposes only. Actual terms and conditions can be found in the Policy that will be issued to you by your Life Planner. In case of conflict, the terms of the Policy Contract shall prevail. For more questions, please reach out to an AIA Life Planner.
Bonus Potential Dividends: Get additional potential funds through dividends that you can receive when available to your policy. You may choose to:
- Get Paid in Cash: Nothing is as reassuring as getting your payment in cash, which you or your loved ones can immediately use for whatever needs.
- Leave to Accumulate Interest: You may earn interest by choosing to leave your declared dividends with us. With this option, your amount may grow based on prevailing rates, depending on market conditions.
Remember:
- Dividends may not be used for purchasing additional non-participating insurance plans (like Paid-up additions).
- Dividends may not be used to pay succeeding mode or premium due dates (such as Decrease Premium Payments).
- Dividends are not guaranteed.
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to AIA Philippines within fifteen (15) days from the date when you or your authorized representative received it, and we will refund to you the Total Premiums paid.
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