Enhance your health protection your way with in-patient hospitalization and selected out-patient coverage, plus additional medical services, giving you added financial support to manage expenses.

Rest and focus on your recovery with the assurance of additional cash benefit for up to 365 days of confinement if you’re hospitalized due to a covered illness or injury.

Receive a lump sum cash benefit in case you get diagnosed with any of the 10 listed Critical Illnesses before age 75.

Have all future basic and rider premiums waived in the event of total and permanent disability or if diagnosed with a covered critical illness.

Receive additional coverage on personal accidents with an extra 100% of the PA benefit if the accident is due to Public Transportation or Acts of Nature, whichever comes first, and prior to her reaching age 75.

Get additional coverage on Total and Permanent Disability due to bodily injury or disease before they reach the age of 65.

Have your plan's total premium waived in the event of the untimely passing or total and permanent disability of the payor, applicable when the insured is a minor.

The Payor of the policy will receive an additional benefit that provides coverage in the event of untimely death. Applicable when Payor is different from the Person Insured.

The Payments made for your life insurance policy.

The amount that will be the basis of your benefits – insurance coverage, death benefit multiplier, and maturity benefit.

Additional protection coverage you can attach to your plan to address your specific needs. Payments for these Riders are separate from the premiums for your base plan.

A life insurance policy that combines protection with an investment component that allows policy holders to invest a portion of their premiums in a variety of sub-accounts and grow their finances.

A feature that allows customization of the death benefit based on the policy owner’s goals and priorities. You can choose from high, medium, or low Death Benefit Multiples, depending on whether you prefer greater protection coverage or higher investment allocation.

5-Pay: PHP 50,000/year
Pay-to-age 65: PHP 25,000/year

Customize your plan by focusing on comprehensive protection or high savings based on your budget and priority.​

How it works:

Customer Budget is PHP 25,000

If you want more protection (higher death benefit), you can choose a higher death benefit multiplier.

PHP 25,000 x 50 = PHP 1,250,000 Death Benefit which your beneficiary will receive in case of unexpected death.

If you want to focus more on savings growth, you can choose a lower death benefit multiplier so you can allocate more towards your investment.

PHP 25,000 x 10 = PHP 250,000 Death Benefit

(Subject to terms and conditions)

Loyalty Bonus: Pay your premiums on time and get 2.5% - 3% additional bonuses added to your account value.

Premium Extension Bonus: Choose to pay more premiums than planned and get an extra 2% of your premiums added to your account value.

No Lapse Guarantee: Your policy will be intact in the first 5 years even if the account value becomes zero.

(Subject to terms and conditions)

Get a lump sum cash benefit upon diagnosis of covered critical illnesses:

• Cancer
• Coma
• End Stage Lung Disease
• Heart Attack
• HIV due to Blood Transfusion and Occupationally Acquired HIV
• Kidney Failure
• Liver Cirrhosis
• Stroke
• Terminal Illness
• Vital Organ Transplant

This rider is a supplementary benefit that covers up to 90% of your medical expenses during hospitalization (after PhilHealth deduction) so you only have to pay for the remaining 10%. Moreover, this enhanced rider covers:

• Pre and Post Hospitalization Care (Consultations, Diagnostic Tests, and Medicines)
• Emergency Outpatient (Trauma and Non-Trauma)
• Annual Physical Exam
• Dental Care
• 24/7 Teleconsultation
• Mental Health Counselling
• Health Habits and Diet Counselling

(Subject to terms and conditions)

Perfect for young professionals starting to build their careers and setting goals for a financially secure future for themselves and their loved ones. AIA Goals Protect offers an affordable way to begin the journey toward long-term savings growth.

Perfect for millennials seeking for a plan that can offer them both protection and investment as part of their savings growth channels. AIA Goals Protect can help them achieve the kind of life they want for themselves while allowing them to continue building their savings for their future.  

Perfect for millennial parents who aim to secure their children's future with financial stability. These parents, starting their families, seek both protection and savings in one plan, ensuring they leave their loved ones a secure future and peace of mind in case the unexpected happens.

Through this product, you get access to AIA's best performing funds and access to our trusted fund managers. Whether you're a conservative investor or a more experienced risk-taker, rest assured that your account is handled by experts and strategically managed to help ensure you get the most out of your investment.

Participating Funds:

• AIA-Philam Life Elite Conservative Fund - Peso
• AIA-Philam Life Elite Balanced Fund - Peso
• AIA-Philam Life Elite Adventurous Fund - Peso
• AIA Peso Conservative Fund
• AIA Peso Balanced Fund
• AIA Peso Adventurous Fund

The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

Upon receiving the Policy Contract, you may refer to it for the full details on critical illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract you decide that this plan is not suitable for your needs, simply return it to AIA Philippines within 15 days from the date you or your authorized representative received it, and we will refund total premiums you have paid.