- Heart Attack
- Encephalitis
- Parkinson's Disease
- Stroke
- Fulminant Viral Hepatitis
- Poliomyelitis
- Cancer
- Heart Valve Replacement
- Primary Pulmonary Arterial Hypertension
- End Stage Lung Disease
- HIV due to Blood Transfusion and Occupationally Acquired HIV
- Progressive Bulbar Palsy
- Kidney Failure
- Liver Cirrhosis
- Progressive Muscular Atrophy
- Overview
- Policy benefits
- Important details
Policy benefits
Optional riders
Customize your plan’s coverage with these supplementary benefits
Insurance lingo
It evaluates an individual's willingness and ability to take investment risks. A risk profile is important for determining a proper investment asset allocation for a portfolio
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Important details
- Alzheimer's Disease
- Loss of Hearing
- Progressive Supranuclear Palsy
- Apallic Syndrome
- Loss of Limbs
- Resection of the Whole Small Intestine
- Aplastic Anemia
- Loss of Sight
- Severe Creutzfeldt-Jakob Disease
- Bacterial Meningitis
- Loss of Speech
- Severe Crohn’s Disease
- Benign Brain Tumor
- Major Burns
- Severe Infective Endocarditis
- Cardiomyopathy
- Major Head Trauma
- Severe Rheumatoid Arthritis
- Chronic Adrenal Insufficiency (Addison's Disease)
- Medullary Cystic Disease
- Severe Ulcerative Colitis
- Chronic Recurrent Pancreatitis
- Motor Neuron Disease
- Surgery to Aorta
- Coma
- Multiple Sclerosis
- Systemic Lupus Erythematosus (SLE) with Lupus Nephritis
- Coronary Artery Bypass Surgery
- Muscular Dystrophy
- Terminal Illness
- Dissecting Aortic Aneurysm
- Myasthenia Gravis
- Total and Permanent Disability
- Eisenmenger's Syndrome
- Necrotizing Fasciitis
- Vital Organ Transplant
- Elephantiasis
- Paralysis
Applicable only when you have the Critical Illness coverage rider
- Money Tree also has a Dollar variant. You can talk to a Financial Advisor or call our hotline for more details.
- For Dollar Money Tree, the Accident and Health rider is mandatory. The Term and Critical Illness riders are not available.
- Life Insurance Coverage is the Minimum Guaranteed Death Benefit or the Account Value, whichever is higher. Minimum Guaranteed Death Benefit is 125% of the single premium plus 125% of each top-up amount less 125% of each withdrawal amount.
- Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness definitions, exclusions and limitations.
- The amount of your account value will vary depending on fund performance which may be affected by market conditions.
- The contents of this page are for illustrative purposes only. Actual terms and conditions of the insurance coverage are found in the policy. In case of conflict, the policy terms shall prevail.
Upon receiving the Policy Contract, you may refer to it for the full details on the Critical Illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.
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