- Heart Attack
- Encephalitis
- Parkinson's Disease
- Stroke
- Fulminant Viral Hepatitis
- Poliomyelitis
- Cancer
- Heart Valve Replacement
- Primary Pulmonary Arterial Hypertension
- End Stage Lung Disease
- HIV due to Blood Transfusion and Occupationally Acquired HIV
- Progressive Bulbar Palsy
- Kidney Failure
- Liver Cirrhosis
- Progressive Muscular Atrophy
- Overview
- Policy benefits
- Important details
Policy benefits
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Important details
- Alzheimer's Disease
- Loss of Hearing
- Progressive Supranuclear Palsy
- Apallic Syndrome
- Loss of Limbs
- Resection of the Whole Small Intestine
- Aplastic Anemia
- Loss of Sight
- Severe Creutzfedlt-Jakob Disease
- Bacterial Meningitis
- Loss of Speech
- Severe Crohn's Disease
- Benign Brain Tumor
- Major Burns
- Severe Infective Endocarditis
- Cardiomyopathy
- Major Head Trauma
- Severe Rheumatoid Arthritis
- Chronic Adrenal Insufficiency (Addison's Disease)
- Medullary Cystic Disease
- Severe Ulcerative Colitis
- Chronic Recurrent Pancreatitis
- Motor Neuron Disease
- Surgery to Aorta
- Coma
- Multiple Sclerosis
- Systemic Lupus Erythematosus (SLE) with Lupus Nephritis
- Coronary Artery Bypass Surgery
- Muscular Dystrophy
- Terminal Illness
- Dissecting Aortic Aneurysm
- Myasthenia Gravis
- Total and Permanent Disability
- Eisenmenger's Syndrome
- Necrotizing Fasciitis
- Vital Organ Transplant
- Elephantiasis
- Paralysis
- Heart Attack
- Less Severe Heart Disease
- Stroke
- Cerebral Shunt Insertion
- Endovascular Treatment for Cerebral Aneurysm
- Cancer
- Carcinoma-in-Situ (CIS) of Covered Organs
- Early Stage Malignancy
- Kidney Failure
- Less Severe Kidney Disease
- Coronary Artery Surgery
- Minimally Invasive Direct Coronary Artery Bypass
- Heart Valve Replacement
- Less Invasive Treatments of Heart Valve Disease
- Vital Organ Transplant
- Major Organ Transplantation (on waiting list)
- Benign Brain Tumor
- Surgical Removal of Pituitary Tumor
- Liver Cirrhosis
- Liver Surgery
- Health Invest Plus is a Health Invest variant with built-in Early Stage Critical Illness (ESCI), Waiver of Premium for Critical Illness (WPCI) and Accident and Health (A&H) riders. The Hospital Confinement Benefit rider is optional.
- Once a claim has been made for any of the 56 major critical illness or when the Early Stage Benefit has been claimed for 4 times, the ESCI rider will terminate.
- The WPCI rider waives the basic premiums, regular top-ups and special top-ups in case of diagnosis of any of the 56 covered major critical illnesses which commenced at least 90 days after the effective date.
- Premium period is not guaranteed. In the future, if the account value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the benefits of this plan and its riders.
- The minimum premium required may increase depending on the occupational and medical ratings of the proposed insured.
- Please consult your Financial Advisor or refer to the policy contract for full details on the critical illness and hospital confinement benefit definitions, exclusions and limitations.
Upon receiving the Policy Contract, you may refer to it for the full details on the Critical Illness definitions, exclusions including the pre-existing conditions, and other limitations. If after reading the Policy Contract, you decide that this plan is not suitable to your needs, simply return it to AIA Philippines within fifteen (15) days from the date you or your authorized representative received it and we will refund to you the total premium you paid.
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