AIA Health Cover comes with a wellness program that motivates you to live healthier with coverage boosts, exclusive discounts and more
- Overview
- Policy benefits
- Important details
Policy benefits
Optional riders
Customize your plan’s coverage with these supplementary benefits
Your in-patient hospitalization and medical expenses will be covered through the AVEGA health card. Because of its convenient co-pay arrangement, 90% of the bill will automatically be charged to AIA Philippines so that you will only have to pay the remaining 10%.
This plan can shoulder up to P4,000,000 annually.
Pass on the love and protection
Insurance lingo
This is the fee you pay us to protect you and your loved ones for a specified risk in a specified period of time
These are supplementary benefits you can add to your plan that can increase your coverage or address specific needs or concerns
Share
Important details
Receive a cash amount if you get diagnosed with any of 56 covered critical illnesses
- Heart Attack
- Encephalitis
- Parkinson's Disease
- Stroke
- Fulminant Viral Hepatitis
- Poliomyelitis
- Cancer
- Heart Valve Replacement
- Primary Pulmonary Arterial Hypertension
- End Stage Lung Disease
- HIV due to Blood Transfusion and Occupationally Acquired HIV
- Progressive Bulbar Palsy
- Kidney Failure
- Liver Cirrhosis
- Progressive Muscular Atrophy
- Alzheimer's Disease
- Loss of Hearing
- Progressive Supranuclear Palsy
- Apallic Syndrome
- Loss of Limbs
- Resection of the Whole Small Intestine
- Aplastic Anemia
- Loss of Sight
- Severe Creutzfeldt-Jakob Disease
- Bacterial Meningitis
- Loss of Speech
- Severe Crohn’s Disease
- Benign Brain Tumor
- Major Burns
- Severe Infective Endocarditis
- Cardiomyopathy
- Major Head Trauma
- Severe Rheumatoid Arthritis
- Chronic Adrenal Insufficiency (Addison's Disease)
- Medullary Cystic Disease
- Severe Ulcerative Colitis
- Chronic Recurrent Pancreatitis
- Motor Neuron Disease
- Surgery to Aorta
- Coma
- Multiple Sclerosis
- Systemic Lupus Erythematosus (SLE) with Lupus Nephritis
- Coronary Artery Bypass Surgery
- Muscular Dystrophy
- Terminal Illness
- Dissecting Aortic Aneurysm
- Myasthenia Gravis
- Total and Permanent Disability
- Eisenmenger's Syndrome
- Necrotizing Fasciitis
- Vital Organ Transplant
- Elephantiasis
- Paralysis
Juvenile critical illnesses
- Hemophilia A and Hemophilia B
- Insulin Dependent Diabetes Mellitus
- Kawasaki Disease
- Osteogenesis Imperfecta
- Rheumatic Fever with Valvular Impairment
- Severe Asthma
- Severe Dengue (Dengue Hemorrhagic Fever)
- Systemic Juvenile Idiophatic Arthritis
- Wilson's Disease
The Juvenile Critical Illness Benefit will no longer be claimable once the insured is 22 years old
Carcinoma-in-situ/Early stage cancer
- Carcinoma-in-situ of the following sites: breast, uterus, fallopian tube, vagina or vulva, colon and rectum, penis, testis, lung, stomach, and esophagus, urinary tract, nasopharynx
- Early Bladder Cancer
- Early Chronic Lymphocytic Leukemia
- Early Ovarian Cancer
- Early Prostate Cancer
- Early Skin Cancer (nonmelanoma skin cancer)
- Early Thyroid Cancer
Other minor critical illnesses
- Cardiac Pacemaker Insertion
- Cardiac Defribilator Insertion
- Endovascular Treatment for Cerebral Aneurysm
- Less Invasive Treatments of Heart Valve Disease
- Less Severe Kidney Disease
- Liver Surgery
- Minimally Invasive Direct Coronary Artery Bypass
- Surgical Removal of Pituitary Tumor
- AIA Health Cover is a life insurance plan that covers major and minor critical illnesses from ages 0 to 80. It has an additional Daily Hospital Income, Medical Benefit Rider, Waiver of Premium and AIA Vitality.
- The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy. In case of conflict, the terms of the policy shall prevail.
- Premium period is not guaranteed. In the future, if the account value becomes insufficient to pay for charges, it is possible that additional premiums (i.e. top-ups) will be required to continuously enjoy the benefits of this plan and its riders.
- The amount of your account value will vary depending on fund performance which may be affected by market conditions.
- For insured age 0-17, benefit of the plan would include the Life Insurance Coverage, Critical Illness coverage and an optional Payor's Benefit for Death and Disability only.
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, exclusions including the pre-existing conditions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to AIA Philippines within fifteen (15) days from the date when you or your authorized representative received it and we will refund to you the sum of (1) the Account Value, (2) any Policy Charges that have been deducted against the Account Value, and (3) total premiums paid for Critical Protect 80, Minor Critical Illness 80, Daily Hospital Income Benefit, Medical Benefit and Waiver of Premium riders, if any of the riders are attached, including Vitality Membership Fee, less any benefits paid by AIA Philippines.
Let’s get the conversation started
Interested in this product? Connect with one of our AIA Life Planners
First name is required
First name is required
Last name is required
Last name is required
Birthdate is required
This date is in wrong format
Mobile number is required
Please enter only number
Invalid mobile number length
Email address is required
Email address is required
0/100
This field is required
Please verify the reCAPTCHA and tick the check box before submission
