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AIA All-In-One

All-out protection for life

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AIA All-In-One

A life insurance plan that offers all-out protection against accidents, disability, critical illness and death for as low as PHP 100 per day

This plan comes with an AIA Vitality membership

Issue age

18 to 60 years old

Coverage period

Until 100 years old

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Policy benefits

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Life insurance coverage

Your beneficiaries will receive a lump sum amount if you pass away unexpectedly

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Critical illness coverage

You’ll receive a cash benefit if you’re diagnosed with any of the 10 covered major critical illnesses

See covered illnesses
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Accident coverage

Your beneficiaries will receive cash support in case of accidental death. We’d double the amount if it happened while you’re on public transit or due to a natural disaster

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Total and permanent disability coverage

You’ll receive a cash benefit if you become totally or permanently disabled before you’re 65

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Maturity benefit

If you haven't made any claims by the time you're 100, you'll receive the total face amount of your coverage

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Instant 20% extra coverage

You get 20% coverage boost at the start of your policy, which increases yearly as you make healthy choices with AIA Vitality

Optional riders

Customize your plan’s coverage with this supplementary benefit

You no longer have to pay future premiums anymore if you’re diagnosed with any of the 10 covered critical illnesses or become permanently disabled

Get coverage for up to 90% of your in-patient hospitalization expenses plus additional pre-hospitalization and other outpatient benefits.

Get all-out protection to go all out in life

Go all-out in protecting yourself and your family

Insurance lingo

This is the one-time payout we’ll provide your beneficiaries when you pass away

These are accidents that occur in public transportation vehicles such as commercial bus, automobile, train, monorail, boat, airplane, or ride sharing app over an established land, sea or air route

These are acts of nature such as storm (wind, rain, snow, sleet, hail, lightning, dust, or sand), earthquake, flood, land slide, volcanic eruption, or wildfire

This is a condition resulting from injury or sickness wherein a person is unable to work or earn money from any occupation or business they are reasonably qualified by way of education, training or experience

This refers to the amount of life insurance coverage

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We’re partners for life

AIA All-In-One comes with a wellness program that motivates you to live healthier with coverage boosts, exclusive discounts and more

Discover AIA Vitality

Important details

  • Cancer
  • Coma
  • End-stage Lung Disease
  • Heart Attack 
  • HIV due to blood transfusion and occupationally-acquired HIV
  • Kidney Failure
  • Liver Cirrhosis 
  • Stroke 
  • Terminal Illness
  • Vital Organ Transplant

  • AIA All-In-One is a whole life comprehensive insurance plan that provides 4 types of protection, letting you live life worry-free. Your benefits are not affected by market risks, so you can get full protection when the need arises.

  • The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contract. In case of conflict, the terms of the policy shall prevail.

Upon receiving the Policy Contract you may refer to it for the full details, definition, exclusion including the pre-existing condition, right to free-look period, waiting period, look-back, and other limitations.

Let’s get the conversation started

Interested in this product? Connect with one of our AIA Life Planners

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