The AIA Philippines Premium Club is a customer loyalty program that rewards preferred AIA Philippines customers with exclusive benefits and privileges that are anchored to the Company’s brand promise of enabling its customers to live Healthier, Longer, and Better Lives.

Last January 1, 2021, the new program mechanics for Premium Club was implemented which gives you more flexibility to choose your own rewards that will help with your personal journey towards wellness.

You will be awarded with points for doing certain activities to your policy such as – paying for your premium on time, updating your contact information, enrolling into MyAIA, enrolling your policy to our auto-charge arrangement, making a top-up on variable unit-linked policies, and many more!

You also get to enjoy additional points throughout the year by simply updating your contact information during your birth month, keeping your policy intact until your next membership anniversary, and for simply paying for your premium on time.

You can choose where to redeem your points in exchange for rewards from dining, shopping, wellness, and travel partner merchants. Now, you can use your rewards whenever and however which way you want, even at the comfort of your own home.

You may qualify to the AIA Philippines Premium Club if you are able to maintain an annual aggregate premium of at least Php 200,000 based on the following:

• Sum of all annual premiums for all in-force, premium paying, regular-pay policies
• includes waived premium due to disability, excluding paid up policies, and 
• 10% of all single-pay policies (based on initial investment and not on the current account value) 
• 10% of all top-ups made since January 1, 2018, net of withdrawals made during membership year; applies year on year

The AIA Philippines Premium Club program eligibility, guidelines, benefits, and program mechanics are subject to periodic review and may change as AIA Philippines deems necessary.

1 - Regular pay policies are paid monthly, quarterly, semi-annually and annually for a prescribed number of years.
2 - Single pay policies are one-time premium payment only.
3 - Top-ups are additional premiums paid on top of a policy to increase amount of investment and coverage. Only top-ups made from January 2018 are considered. 

Your membership status is in effect for one (1) year and may be renewed annually provided that your insurance policies remain active and the total combined annual premium meets the minimum premium requirement.

Your Premium Club membership is subject to review and renewal one (1) month before your membership anniversary.

AIA Philippines Premium Club members can enjoy the following –

• eGifts of your choice - Choose rewards of your liking from our shopping, health and beauty, dining, and travel partners nationwide. PLUS! Exclusive access to partner merchants
• Higher Points Awarded - Enjoy higher points as you go up the membership tier. The higher your tier is, the higher the rewards you get to enjoy!
• Exclusive Perks - Receive bonus points during your birthday and membership anniversary.
• Complimentary One Year AIA Vitality Membership – jumpstart your journey to health with a science-backed wellness program
• Priority Servicing – Enjoy dedicated customer touchpoints for your various transactions and requests

1 - Birthday bonus points will only be given if you update your customer information during your birth month.